Contractor & Enterprise Math

Self-employment tax and rate engines

Calculate Social Security, Medicare, billable hourly rates, and payroll burdens instantly with full formula transparency and zero data retention.

15.3%

SE tax baseline

100%

formula visibility

0

data stored

Core Engines

Self-employment and payroll tools

Module 01

Self-employment tax breakdown

Compute combined Social Security and Medicare obligations across net earnings. Factor quarterly deductions and standard thresholds instantly without account creation.

Module 02

Minimum billable rate formula

Determine precise hourly rates by factoring annual overhead, target profit margins, and actual billable utilization hours into a single transparent calculation.

Module 03

Small business payroll burden

Estimate total employer payroll costs including matching FICA taxes, state unemployment insurance, and direct compensation overhead for growing contractor teams.

Federal Standards

Tax bracket benchmarks and reference data

12.4%

Social Security cap rate

2.9%

Standard Medicare rate

0.9%

Additional Medicare threshold